Google Sheets paycheck planner
Plan your bills by paycheck, not by month.
Add your pay schedule and your monthly or yearly bills. Quiet Penny builds a 12-month bill plan around your paydays. Bills due before the first payday in your plan are listed separately.
Google Sheets · No bank connection · One-time payment · Excel not supported
EXAMPLE copy, sample data
A monthly total doesn't show what each payday needs to cover.
Which paycheck pays rent?
Rent due on the 1st goes to the last payday on or before the 1st. If you're paid on the 1st, that paycheck covers it.
Which bills are due before your first payday?
Bills due before the first payday in your plan are listed separately instead of being assigned to a paycheck.
Which bills belong to each paycheck period?
Each paycheck covers bills due from its payday up to the day before the next payday. A bill due on the next payday goes to that next paycheck.
How it works
- 1
1. Choose your pay schedule.
Weekly, every two weeks, twice a month (two days you pick) or monthly. Your first payday anchors a 12-month plan.
- 2
2. Add each bill once.
Monthly or yearly, with its due day. Bills are assigned to the last payday on or before their due date. Bills due before the first payday in your plan are listed separately.
- 3
3. See each paycheck.
Every payday lists its assigned bills and Income minus assigned bills, with the exact dates it covers.
Income minus assigned bills is a planning figure for that paycheck only. It isn't your bank balance or an amount set aside for spending.
- 4
4. Optional: log spending and track goals.
They're kept separate from the paycheck plan.
For you if:
- you're paid on a regular schedule;
- your bills are monthly or yearly;
- you want to plan bills around your paydays.
Not for you if:
- you need bank syncing;
- you use Excel;
- you're paid on irregular dates;
- you need weekly or quarterly bills planned.
What's inside the planner
Setup
Paycheck Plan
Dashboard
Included with your purchase
What you get
- Quiet Penny Paycheck Planner for Google Sheets — BLANK version for your numbers
- EXAMPLE version filled with sample data
- Start Here guide (PDF) with the links to make your own copies of BLANK and EXAMPLE
- Written Quick Start guide (PDF)
- 3 printable bonus PDFs: Payday Planning Routine · Recurring Bills Audit Worksheet · Pay Schedule Cheat Sheet
Requirements: A free Google account and Google Sheets in a web browser. Microsoft Excel isn't supported.
€20.99 — one-time purchase. No subscription. The final total is shown at checkout.
Delivery: After your payment is complete, the order page and your email give you one ZIP download with five PDFs: Start Here (with the links to make your own copies of the BLANK and EXAMPLE Google Sheets), the Quick Start guide and three bonus PDFs.